{"id":10820,"date":"2022-08-29T19:56:33","date_gmt":"2022-08-29T22:56:33","guid":{"rendered":"http:\/\/www.abifa.org.br\/?p=10820"},"modified":"2022-08-29T19:56:33","modified_gmt":"2022-08-29T22:56:33","slug":"bndes-reativa-programa-emergencial-de-acesso-a-credito-com-inclusao-de-mei-e-microempresa","status":"publish","type":"post","link":"https:\/\/abifa.org.br\/site\/bndes-reativa-programa-emergencial-de-acesso-a-credito-com-inclusao-de-mei-e-microempresa\/","title":{"rendered":"BNDES reativa Programa Emergencial de Acesso a Cr\u00e9dito, com inclus\u00e3o de MEI e microempresa"},"content":{"rendered":"

O BNDES – Banco Nacional de Desenvolvimento Econ\u00f4mico e Social reativou o Programa Emergencial de Acesso a Cr\u00e9dito (FGI PEAC), incluindo, pela primeira vez, Microempreendedores Individuais (MEI) e microempresas. A previs\u00e3o \u00e9 que o novo FGI PEAC vigore at\u00e9 dezembro de 2023, com foco em opera\u00e7\u00f5es de R$ 1 mil a R$ 10 milh\u00f5es.<\/p>\n

Em 2022, o PEAC atender\u00e1 microempreendedores individuais e micros, pequenas e m\u00e9dias empresas com receita anual bruta inferior a R$ 300 milh\u00f5es. Ser\u00e1 poss\u00edvel financiar as seguintes modalidades: capital de giro isolado e de financiamento ao investimento em ativos fixos; inova\u00e7\u00e3o; aquisi\u00e7\u00e3o de m\u00e1quinas, equipamentos e outros bens; e projetos, inclusive contemplando capital de giro complementar.<\/p>\n

Segundo o BNDES, at\u00e9 o momento 40 institui\u00e7\u00f5es financeiras j\u00e1 se habilitaram para operar com a linha. Para que uma opera\u00e7\u00e3o de cr\u00e9dito seja eleg\u00edvel \u00e0 garantia pelo FGI PEAC, ela deve ter prazo de pagamento de at\u00e9 60 meses e car\u00eancia entre 6 e 12 meses. A cobertura estabelecida pelo programa \u00e9 de 80% do valor do contrato.<\/p>\n

Hist\u00f3rico<\/strong><\/p>\n

A primeira fase do PEAC foi lan\u00e7ada em agosto de 2020 e encerrada em dezembro do mesmo ano. O programa fazia parte do pacote de medidas emergenciais do governo federal para combater os impactos econ\u00f4micos causados pela pandemia da Covid-19.<\/p>\n

Na \u00e9poca, a proposta era apoiar primordialmente as pequenas e m\u00e9dias empresas (PME), associa\u00e7\u00f5es, funda\u00e7\u00f5es de direito privado e cooperativas, excetuadas as cooperativas de cr\u00e9dito.<\/p>\n

Em sua primeira fase, o programa permitiu o financiamento de R$ 92,1 bilh\u00f5es, quando foram realizadas 135.720 opera\u00e7\u00f5es por 114.355 empresas, sendo, dessas, 83.151 empresas de pequeno porte, com R$ 14,2 bilh\u00f5es em cr\u00e9dito.<\/p>\n

Novo FGI PEAC<\/strong><\/p>\n

\u00c0s empresas com interesse em contratar o PEAC-FGI, o Sebrae faz as seguintes recomenda\u00e7\u00f5es:<\/p>\n

• Avaliar as condi\u00e7\u00f5es de contrata\u00e7\u00e3o da linha<\/p>\n

• Contatar o agente financeiro de sua escolha e manifestar o interesse<\/p>\n

• Solicitar a documenta\u00e7\u00e3o necess\u00e1ria para a contrata\u00e7\u00e3o da opera\u00e7\u00e3o<\/p>\n

• Manter o cadastro atualizado junto \u00e0s institui\u00e7\u00f5es financeiras<\/p>\n

• Acompanhar com o banco quando as opera\u00e7\u00f5es ser\u00e3o iniciadas<\/p>\n

\n

Para informa\u00e7\u00f5es adicionais, acesse: https:\/\/www.bndes.gov.br\/wps\/portal\/site\/home\/financiamento\/garantias\/peac<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

O BNDES – Banco Nacional de Desenvolvimento Econ\u00f4mico e Social…<\/p>\n

Leia mais<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[28],"tags":[],"class_list":{"0":"post-10820","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-noticias"},"acf":[],"yoast_head":"\nBNDES reativa Programa Emergencial de Acesso a Cr\u00e9dito, com inclus\u00e3o de MEI e microempresa - ABIFA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/abifa.org.br\/site\/bndes-reativa-programa-emergencial-de-acesso-a-credito-com-inclusao-de-mei-e-microempresa\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BNDES reativa Programa Emergencial de Acesso a Cr\u00e9dito, com inclus\u00e3o de MEI e microempresa\" \/>\n<meta property=\"og:description\" content=\"O BNDES – Banco Nacional de Desenvolvimento Econ\u00f4mico e Social… Leia mais\" \/>\n<meta property=\"og:url\" content=\"https:\/\/abifa.org.br\/site\/bndes-reativa-programa-emergencial-de-acesso-a-credito-com-inclusao-de-mei-e-microempresa\/\" \/>\n<meta property=\"og:site_name\" content=\"ABIFA\" \/>\n<meta property=\"article:published_time\" content=\"2022-08-29T22:56:33+00:00\" \/>\n<meta name=\"author\" content=\"ABIFA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"ABIFA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/abifa.org.br\/site\/bndes-reativa-programa-emergencial-de-acesso-a-credito-com-inclusao-de-mei-e-microempresa\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/abifa.org.br\/site\/bndes-reativa-programa-emergencial-de-acesso-a-credito-com-inclusao-de-mei-e-microempresa\/\"},\"author\":{\"name\":\"ABIFA\",\"@id\":\"https:\/\/abifa.org.br\/site\/#\/schema\/person\/7f5efb1b42ce680f4197d4088b88318c\"},\"headline\":\"BNDES reativa Programa Emergencial de Acesso a Cr\u00e9dito, com inclus\u00e3o de MEI e microempresa\",\"datePublished\":\"2022-08-29T22:56:33+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/abifa.org.br\/site\/bndes-reativa-programa-emergencial-de-acesso-a-credito-com-inclusao-de-mei-e-microempresa\/\"},\"wordCount\":386,\"publisher\":{\"@id\":\"https:\/\/abifa.org.br\/site\/#organization\"},\"articleSection\":[\"Not\u00edcias\"],\"inLanguage\":\"pt-BR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/abifa.org.br\/site\/bndes-reativa-programa-emergencial-de-acesso-a-credito-com-inclusao-de-mei-e-microempresa\/\",\"url\":\"https:\/\/abifa.org.br\/site\/bndes-reativa-programa-emergencial-de-acesso-a-credito-com-inclusao-de-mei-e-microempresa\/\",\"name\":\"BNDES reativa Programa Emergencial de Acesso a Cr\u00e9dito, com inclus\u00e3o de MEI e microempresa - 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