{"id":9126,"date":"2021-05-14T11:17:10","date_gmt":"2021-05-14T14:17:10","guid":{"rendered":"http:\/\/www.abifa.org.br\/?p=9126"},"modified":"2021-05-14T11:17:10","modified_gmt":"2021-05-14T14:17:10","slug":"pronampe-permanente","status":"publish","type":"post","link":"https:\/\/abifa.org.br\/site\/pronampe-permanente\/","title":{"rendered":"Pronampe permanente"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p style=\"text-align: justify;\">Em 11 de Maio, o Senado aprovou o PL 5575\/2020, que altera a Lei n\u00ba 13.999, de 18 de maio de 2020, tornando permanente o Programa Nacional de Apoio \u00e0s Microempresas e Empresas de Pequeno Porte (Pronampe). A proposta agora segue para san\u00e7\u00e3o do presidente da Rep\u00fablica, Jair Bolsonaro.<\/p>\n<p style=\"text-align: justify;\">O PL aprovado prev\u00ea que os recursos reservados ao programa sejam usados de forma permanente para a tomada de cr\u00e9dito das empresas de pequeno porte. Os bancos participantes poder\u00e3o cobrar juros anuais m\u00e1ximos iguais \u00e0 taxa b\u00e1sica Selic, mais 6% sobre o valor concedido, para as opera\u00e7\u00f5es fechadas a partir de 1\u00ba de janeiro de 2021.<\/p>\n<p style=\"text-align: justify;\">Em contrapartida, a alavancagem dos recursos alocados pelo Tesouro Nacional no FGO\/BB poder\u00e1 ser superior ao patamar atual. As institui\u00e7\u00f5es operar\u00e3o com recursos pr\u00f3prios e contar\u00e3o com garantia a ser prestada pelo Fundo Garantidor de Opera\u00e7\u00f5es (FGO Pronampe), de at\u00e9 100% do valor de cada opera\u00e7\u00e3o garantida, com cobertura pelo fundo limitada ao valor m\u00e1ximo segregado pelo Administrador do FGO, para a garantia da carteira da institui\u00e7\u00e3o participante do Pronampe, n\u00e3o podendo ultrapassar 85% da respectiva carteira.<\/p>\n<p style=\"text-align: justify;\">Essa garantia da carteira poder\u00e1 ser inferior a 85%, o que permitir\u00e1 a alavancagem dos recursos aportados pelo Tesouro Nacional no FGO\/BB. Se a institui\u00e7\u00e3o financeira atuar, por exemplo, com uma cobertura da carteira de 25%, isso significar\u00e1 que para cada R$ 1,00 aportado pelo governo, poder\u00e3o ser concedidos empr\u00e9stimos de at\u00e9 R$ 4,00. O PL tamb\u00e9m prorroga, em mais 12 meses, o prazo de car\u00eancia e o vencimento final dos empr\u00e9stimos.<\/p>\n<p style=\"text-align: justify;\">Segundo Carlos Melles, presidente do SEBRAE, \u201cO Pronampe \u00e9 a melhor pol\u00edtica p\u00fablica j\u00e1 criada no pa\u00eds para ampliar o acesso dos pequenos neg\u00f3cios ao cr\u00e9dito. Ele reduz a burocracia e influencia na taxa de juros, que mesmo nesse per\u00edodo de crise pode chegar a 30% ao ano\u201d.<\/p>\n<p style=\"text-align: justify;\"><strong>Pronampe \u2013 Hist\u00f3rico<\/strong><\/p>\n<p style=\"text-align: justify;\">O Pronampe foi criado em maio de 2020, para dar suporte aos donos de pequenos neg\u00f3cios diretamente atingidos pela crise provocada pela pandemia da Covid-19. O programa beneficiou cerca de 517 mil empreendedores no ano passado, que obtiveram financiamentos da ordem de R$ 37,5 bilh\u00f5es.<\/p>\n<p style=\"text-align: justify;\">De acordo com a 10\u00aa edi\u00e7\u00e3o da Pesquisa \u201cO Impacto da Pandemia do Coronav\u00edrus nos Pequenos Neg\u00f3cios\u201d, realizada pelo Sebrae em parceria com a Funda\u00e7\u00e3o Get\u00falio Vargas (FGV), para mais da metade dos entrevistados que s\u00e3o donos de micro e pequenas empresas (51%), a principal medida do governo para auxiliar o segmento nesse momento seria a extens\u00e3o das linhas de cr\u00e9dito com condi\u00e7\u00f5es especiais, a exemplo do Pronampe.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Em 11 de Maio, o Senado aprovou o PL&hellip;<\/p>\n<p> <a class=\"more-link\" href=\"https:\/\/abifa.org.br\/site\/pronampe-permanente\/\">Leia mais<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[28],"tags":[],"class_list":{"0":"post-9126","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-noticias"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.1 (Yoast SEO v26.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pronampe permanente - ABIFA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/abifa.org.br\/site\/pronampe-permanente\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pronampe permanente\" \/>\n<meta property=\"og:description\" content=\"&nbsp; Em 11 de Maio, o Senado aprovou o PL&hellip;  Leia mais\" \/>\n<meta property=\"og:url\" content=\"https:\/\/abifa.org.br\/site\/pronampe-permanente\/\" \/>\n<meta property=\"og:site_name\" content=\"ABIFA\" \/>\n<meta property=\"article:published_time\" content=\"2021-05-14T14:17:10+00:00\" \/>\n<meta name=\"author\" content=\"ABIFA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"ABIFA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/abifa.org.br\/site\/pronampe-permanente\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/abifa.org.br\/site\/pronampe-permanente\/\"},\"author\":{\"name\":\"ABIFA\",\"@id\":\"https:\/\/abifa.org.br\/site\/#\/schema\/person\/7f5efb1b42ce680f4197d4088b88318c\"},\"headline\":\"Pronampe permanente\",\"datePublished\":\"2021-05-14T14:17:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/abifa.org.br\/site\/pronampe-permanente\/\"},\"wordCount\":439,\"publisher\":{\"@id\":\"https:\/\/abifa.org.br\/site\/#organization\"},\"articleSection\":[\"Not\u00edcias\"],\"inLanguage\":\"pt-BR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/abifa.org.br\/site\/pronampe-permanente\/\",\"url\":\"https:\/\/abifa.org.br\/site\/pronampe-permanente\/\",\"name\":\"Pronampe permanente - ABIFA\",\"isPartOf\":{\"@id\":\"https:\/\/abifa.org.br\/site\/#website\"},\"datePublished\":\"2021-05-14T14:17:10+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/abifa.org.br\/site\/pronampe-permanente\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/abifa.org.br\/site\/pronampe-permanente\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/abifa.org.br\/site\/pronampe-permanente\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\/\/abifa.org.br\/site\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pronampe permanente\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/abifa.org.br\/site\/#website\",\"url\":\"https:\/\/abifa.org.br\/site\/\",\"name\":\"ABIFA\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/abifa.org.br\/site\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/abifa.org.br\/site\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/abifa.org.br\/site\/#organization\",\"name\":\"ABIFA\",\"url\":\"https:\/\/abifa.org.br\/site\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\/\/abifa.org.br\/site\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/abifa.org.br\/site\/wp-content\/uploads\/2022\/11\/cropped-logo_abifa.png\",\"contentUrl\":\"https:\/\/abifa.org.br\/site\/wp-content\/uploads\/2022\/11\/cropped-logo_abifa.png\",\"width\":250,\"height\":116,\"caption\":\"ABIFA\"},\"image\":{\"@id\":\"https:\/\/abifa.org.br\/site\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/abifa.org.br\/site\/#\/schema\/person\/7f5efb1b42ce680f4197d4088b88318c\",\"name\":\"ABIFA\",\"sameAs\":[\"https:\/\/abifa.org.br\/site\"],\"url\":\"https:\/\/abifa.org.br\/site\/author\/adm_abifa_2022\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Pronampe permanente - ABIFA","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/abifa.org.br\/site\/pronampe-permanente\/","og_locale":"pt_BR","og_type":"article","og_title":"Pronampe permanente","og_description":"&nbsp; Em 11 de Maio, o Senado aprovou o PL&hellip;  Leia mais","og_url":"https:\/\/abifa.org.br\/site\/pronampe-permanente\/","og_site_name":"ABIFA","article_published_time":"2021-05-14T14:17:10+00:00","author":"ABIFA","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"ABIFA","Est. tempo de leitura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/abifa.org.br\/site\/pronampe-permanente\/#article","isPartOf":{"@id":"https:\/\/abifa.org.br\/site\/pronampe-permanente\/"},"author":{"name":"ABIFA","@id":"https:\/\/abifa.org.br\/site\/#\/schema\/person\/7f5efb1b42ce680f4197d4088b88318c"},"headline":"Pronampe permanente","datePublished":"2021-05-14T14:17:10+00:00","mainEntityOfPage":{"@id":"https:\/\/abifa.org.br\/site\/pronampe-permanente\/"},"wordCount":439,"publisher":{"@id":"https:\/\/abifa.org.br\/site\/#organization"},"articleSection":["Not\u00edcias"],"inLanguage":"pt-BR"},{"@type":"WebPage","@id":"https:\/\/abifa.org.br\/site\/pronampe-permanente\/","url":"https:\/\/abifa.org.br\/site\/pronampe-permanente\/","name":"Pronampe permanente - ABIFA","isPartOf":{"@id":"https:\/\/abifa.org.br\/site\/#website"},"datePublished":"2021-05-14T14:17:10+00:00","breadcrumb":{"@id":"https:\/\/abifa.org.br\/site\/pronampe-permanente\/#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/abifa.org.br\/site\/pronampe-permanente\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/abifa.org.br\/site\/pronampe-permanente\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/abifa.org.br\/site\/"},{"@type":"ListItem","position":2,"name":"Pronampe permanente"}]},{"@type":"WebSite","@id":"https:\/\/abifa.org.br\/site\/#website","url":"https:\/\/abifa.org.br\/site\/","name":"ABIFA","description":"","publisher":{"@id":"https:\/\/abifa.org.br\/site\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/abifa.org.br\/site\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-BR"},{"@type":"Organization","@id":"https:\/\/abifa.org.br\/site\/#organization","name":"ABIFA","url":"https:\/\/abifa.org.br\/site\/","logo":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/abifa.org.br\/site\/#\/schema\/logo\/image\/","url":"https:\/\/abifa.org.br\/site\/wp-content\/uploads\/2022\/11\/cropped-logo_abifa.png","contentUrl":"https:\/\/abifa.org.br\/site\/wp-content\/uploads\/2022\/11\/cropped-logo_abifa.png","width":250,"height":116,"caption":"ABIFA"},"image":{"@id":"https:\/\/abifa.org.br\/site\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/abifa.org.br\/site\/#\/schema\/person\/7f5efb1b42ce680f4197d4088b88318c","name":"ABIFA","sameAs":["https:\/\/abifa.org.br\/site"],"url":"https:\/\/abifa.org.br\/site\/author\/adm_abifa_2022\/"}]}},"_links":{"self":[{"href":"https:\/\/abifa.org.br\/site\/wp-json\/wp\/v2\/posts\/9126","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/abifa.org.br\/site\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/abifa.org.br\/site\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/abifa.org.br\/site\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/abifa.org.br\/site\/wp-json\/wp\/v2\/comments?post=9126"}],"version-history":[{"count":0,"href":"https:\/\/abifa.org.br\/site\/wp-json\/wp\/v2\/posts\/9126\/revisions"}],"wp:attachment":[{"href":"https:\/\/abifa.org.br\/site\/wp-json\/wp\/v2\/media?parent=9126"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/abifa.org.br\/site\/wp-json\/wp\/v2\/categories?post=9126"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/abifa.org.br\/site\/wp-json\/wp\/v2\/tags?post=9126"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}